You added services, signed enterprise contracts, and took on risk your insurance was never written to cover. I review your policies against your contracts and your operations so you know where you stand.
Enterprise contracts require specific limits, indemnification language, and Additional Insured status. Most MSP policies don't meet them.
Your carrier covers the services you described on your application. If your business changed, that gap is yours.
If your policy doesn't match what you told the auditors, that documentation gap becomes your coverage gap.
A plain-English report that maps your actual business exposure. Not a renewal quote or sales pitch for a new policy.
I'm Joerg Proeve. I spent 15+ years inside the insurance industry, at carriers and insurtechs, building the systems that underwrite and process claims. Before that, I earned an engineering degree and worked in cybersecurity.
I started Breezy Risk Advisors because managed service providers deserve an advisor who understands what they do, who actually reads the policy language, not just the declarations page, and who cross-references coverage against the contracts you sign.
More about my background →